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Regular Checking

Now Account

Super Now
Account

First Choice Account

Amount to Open

$50

$750

$2,500

$5,000

Minimum Balance to Avoid Service Charge

$200

$750

$2,500

$5,000

Interest

n/a

$750 minimum balance to obtain interest

$2,500 minimum balance to
obtain interest

$5,000 minimum balance to
obtain interest

Monthly Service Charge

The greater amount of $3.50 or $0.10 per check if balance falls below $200

$6 if balance falls below $750

$10 if balance falls below $2,500

$10 if balance falls below $5,000

Statement

Monthly

Monthly

Monthly

Monthly

Debit / ATM Cards

Available

Available

Available

Available

Limitations

 

 

 

A per check fee of $0.50 will be charged for each check in excess of eight per cycle.

 

Regular Checking

  • $50.00 minimum to open
  • $200.00 minimum daily balance
  • If below minimum, fees per statement cycle are the greater of $2.50 or $0.10 per check
  • Unlimited check writing
  • Debit / ATM Card

Now Account

  • $750.00 minimum to open
  • $750.00 minimum daily balance
  • If below minimum, fees are $6.00 every statement cycle
  • Unlimited check writing
  • Debit / ATM Card
  • Minimum balance of $750.00 must be maintained to obtain the disclosed APY

Super Now Account

  • $2,500.00 minimum to open
  • $2,500.00 minimum daily balance
  • If below minimum, fees are $10.00 every statement cycle
  • Unlimited check writing
  • Debit / ATM Card
  • Minimum balance of $2,500.00 must be maintained to obtain the disclosed APY

First Choice Account

  • $5,000.00 minimum to open
  • $5,000.00 minimum daily balance
  • If below minimum, fees are $10.00 every statement cycle
  • Debit / ATM Card
  • We provide free printed checks for your account
  • A per check fee of $0.50 will be charged for each check in excess of eight per statement cycle
  • Silver Level - Minimum balance of $5,000.00 must be maintained to obtain the disclosed APY
  • Gold Level - Minimum balance of $10,000.00 must be maintained to obtain the disclosed APY
  • Platinum Level - Minimum balance of $20,000.00 must be maintained to obtain the disclosed APY
    • For Platinum level accounts, we will waive fees for the following services:
      Purchase of travelers checks and money orders, license sticker renewals,
      notary service, coin handling, and account reconciliation assistance

Deposit Account Disclosures

*If you close your account before interest is credited, you will not receive the accrued interest.
*Your interest rate and APY may change at our discretion at any time.
*Interest is compounded daily and credited the last day of each statement cycle.

First National Bank in Georgetown  •  111 South Main Street  •  Georgetown, IL 61846  •  Ph: 217.662.2166 •  Fax: 217.662.8920
   

Member FDIC

FIRST NATIONAL BANK IN GEORGETOWN

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